FAQs for Contracts and Claims Management

 FAQs for Contracts and Claims Management 



GENERAL CONTRACT QUESTIONS

Q1: What's the difference between a contract and a work order?

A: A work order is typically a specific instruction to perform particular work within the framework of a master contract or agreement. The contract establishes the overall terms, conditions, pricing mechanism, and legal framework, while work orders define specific scope, quantities, and timelines for individual tasks or phases.

Example: You may have a rate contract with a developer for ₹8,000 per cubic meter of concrete work. Each building or phase would then have separate work orders specifying quantities and deadlines, but all governed by the master contract terms.


Q2: Can verbal agreements be legally enforced in Indian construction?

A: While verbal agreements can be legally valid under the Indian Contract Act 1872, they are extremely difficult to prove and enforce in construction disputes. Most construction contracts above ₹500 require written agreements as per the Registration Act. For practical purposes, always insist on written contracts and written modifications.

Best Practice: Follow the "24-hour rule" - confirm any significant verbal discussion in writing within 24 hours via email or formal letter.


Q3: How do I handle scope creep in lump sum contracts?

A: Scope creep is when additional work is requested without formal variation orders. Handle it through:

  1. Immediate Documentation: Record all additional work requests in writing
  2. Formal Variation Process: Don't proceed without written approval and agreed pricing
  3. Progress Tracking: Maintain clear records of original vs. additional work
  4. Regular Reviews: Monthly scope review meetings with all stakeholders

Warning: Performing additional work without formal approval often leads to payment disputes later.


Q4: What happens if there's a conflict between contract documents?

A: Most contracts include a "hierarchy of documents" clause specifying precedence order. Typical hierarchy in Indian projects:

  1. Main Agreement/Contract
  2. Special Conditions of Contract
  3. General Conditions of Contract
  4. Technical Specifications
  5. Drawings
  6. Bill of Quantities

If no hierarchy is specified: The document that provides the higher standard or greater benefit to the project typically prevails, but this requires legal interpretation.


CONTRACT ADMINISTRATION QUESTIONS

Q5: How long should I keep project documentation?

A: In India, maintain project documents for:

  • Legal Limitation Period: 3 years for most contractual claims (can extend to 6-12 years in some cases)
  • Defect Liability: Minimum 12 months post-completion
  • Tax Requirements: 8 years for GST and income tax records
  • Best Practice: 10 years for all major project documents

Storage: Use both physical and digital storage with proper backup systems.


Q6: Who should sign project correspondence - Site Engineer or Project Manager?

A: This depends on the authority matrix defined in your contract. Generally:

  • Site Engineer: Day-to-day technical instructions, quality reports, progress updates
  • Project Manager: Commercial matters, variations, claims, dispute correspondence
  • Authorized Signatory: Contract modifications, payments, legal notices

Key Point: Ensure whoever signs has the contractual authority to bind your organization.


Q7: How do I handle instructions from multiple consultants (architect, structural, MEP)?

A: Establish clear communication protocols:

  1. Single Point of Contact: Designate one lead consultant for overall coordination
  2. Written Instructions Only: Don't accept verbal instructions from any consultant
  3. Conflict Resolution: Route conflicting instructions through the lead consultant
  4. Documentation: Copy all communications to relevant parties

Common Issue: When structural engineer says one thing and architect says another - always seek written clarification before proceeding.


Q8: What should I do if the owner doesn't respond to my correspondence within specified timeframes?

A: Follow this escalation process:

  1. Reminder Notice: Send formal reminder citing original correspondence and timeline
  2. Deemed Approval: If contract provides for it, claim deemed approval after specified period
  3. Work Stoppage Notice: If non-response affects critical decisions, notify intent to stop work
  4. Escalation: Escalate to higher management or dispute resolution mechanism

Important: Continue to perform work where possible while seeking clarification to avoid being in breach yourself.


CLAIMS AND DISPUTES

Q9: What's the difference between a claim and a dispute?

A:

  • Claim: A request for additional time, money, or other remedy based on contract entitlements
  • Dispute: A claim that has been rejected or is contested by the other party

Example: If you request an EOT due to design delays, that's a claim. If the owner rejects your EOT request, it becomes a dispute.


Q10: Can I claim for delays caused by monsoon/weather?

A: It depends on your contract terms and local conditions:

  • Normal Seasonal Weather: Usually contractor's risk (you should have planned for it)
  • Exceptional Weather: May be grounds for EOT if it exceeds historical averages
  • Force Majeure Weather: Cyclones, floods beyond normal patterns may qualify

Documentation Required: Weather data from IMD (Indian Meteorological Department) comparing actual vs. historical weather patterns.


Q11: How do I calculate overhead costs in delay claims?

A: Common methods include:

1. Hudson Formula:

Overhead = (Head Office Overhead % / 100) × Contract Value × (Delay Period / Contract Period)

2. Actual Cost Method:

  • Direct recording of extended overhead costs
  • Site office rent, supervision costs, insurance extensions

3. Emden Formula:

Overhead = (Actual Overhead During Delay Period / Total Overhead for Original Period) × Original Contract Value

Best Practice: Use actual cost method when detailed records are available, formula methods when records are incomplete.


Q12: What should I do if the other party doesn't respond to my claim?

A: Follow contractual timelines:

  1. Initial Claim Submission: Allow contractual review period (typically 28-60 days)
  2. Follow-up Notice: Formal reminder if no response received
  3. Deemed Rejection: After reasonable time, treat non-response as rejection
  4. Dispute Resolution: Initiate mediation, arbitration, or other agreed mechanisms

Timeline: Don't wait indefinitely - most contracts have limitation periods for initiating disputes.


Q13: Can I stop work if payments are delayed?

A: Generally yes, but follow proper procedures:

  1. Review Contract: Check if contract permits work suspension for non-payment
  2. Formal Notice: Give written notice of intent to suspend work
  3. Grace Period: Allow reasonable time (typically 7-14 days) for payment
  4. Gradual Suspension: Wind down work safely, don't abandon the site

Risk: Improper work stoppage can be treated as breach of contract, so ensure you follow contractual procedures exactly.


EXTENSION OF TIME (EOT) QUESTIONS

Q14: What's the difference between EOT and prolongation costs?

A:

  • EOT (Extension of Time): Additional time granted to complete work without penalty
  • Prolongation Costs: Compensation for the financial impact of delays (extended overheads, idle resources)

Key Point: Getting EOT doesn't automatically entitle you to prolongation costs - you need separate entitlement for financial compensation.


Q15: Can I get EOT for delays I caused myself?

A: No, EOT is only available for delays beyond your control. However, you may get EOT for:

  • Concurrent Delays: When both parties cause delays simultaneously
  • Owner-Caused Delays: Even if you have other delays, owner-caused delays may still entitle you to EOT
  • Mitigation Efforts: If you've taken steps to reduce the impact of your own delays

Analysis Required: Detailed delay analysis to separate owner-caused from contractor-caused delays.


Q16: How do I prove critical path delay?

A: Use scheduling software and proper analysis:

  1. Baseline Schedule: Original approved project schedule
  2. Progress Updates: Regular schedule updates showing actual progress
  3. Impact Analysis: Show how the delay event affected the critical path
  4. What-If Analysis: Compare planned vs. actual completion dates

Tools: Microsoft Project, Primavera P6, or similar scheduling software with critical path method (CPM) capabilities.


Q17: What if multiple delay events happen simultaneously?

A: This is called "concurrent delay" and requires careful analysis:

  • Owner Risk Events: Delays due to owner actions or external factors
  • Contractor Risk Events: Delays due to contractor performance issues
  • Shared Delays: Events affecting both parties

Approach: Apportion delays fairly based on actual impact and responsibility. You may get EOT but not prolongation costs for periods of concurrent delay.


PAYMENT AND COMMERCIAL ISSUES

Q18: What's the maximum retention money that can be deducted?

A: While there's no statutory limit, industry practice in India is:

  • Typical Range: 5-10% of each bill amount
  • Maximum Retention: Usually capped at 5-10% of total contract value
  • Release: 50% on completion, 50% after defect liability period

Negotiation Tip: You can often negotiate retention money guarantee instead of cash retention to improve cash flow.


Q19: How do I handle TDS (Tax Deducted at Source) issues?

A: Common TDS rates in construction:

  • Individual/HUF Contractors: 1% u/s 194C
  • Company Contractors: 2% u/s 194C
  • Sub-contractors: Rate depends on their status

Process:

  1. Provide correct PAN and GST details
  2. Submit TDS exemption certificate if applicable
  3. Reconcile TDS certificates with actual deductions
  4. Claim credit in income tax returns

Issue: Incorrect TDS rates can significantly impact cash flow.


Q20: What can I do if the developer becomes financially distressed?

A: Protect yourself through:

  1. Early Warning Signs: Monitor payment delays, check financial news, observe other projects
  2. Secure Payments: Demand advance payments, reduce credit terms
  3. Legal Remedies: File recovery suits, initiate insolvency proceedings under IBC
  4. Asset Protection: Secure your materials and equipment on site

RERA Impact: Post-RERA, developers can't divert funds between projects, but this also means project-specific cash flow problems.


Q21: How does GST affect construction contracts?

A: Key GST implications:

  • Rate: 12% on construction services (5% for affordable housing)
  • Input Tax Credit: Available on materials and services used
  • Reverse Charge: Applies in some cases (e.g., services from unregistered suppliers)
  • Place of Supply: Where construction activity takes place

Contract Impact: Ensure your contract clearly states whether prices are inclusive or exclusive of GST.


RISK MANAGEMENT QUESTIONS

Q22: What insurance should I have for construction projects?

A: Essential insurances include:

  • Contractor's All Risk (CAR): Covers project works and materials
  • Third Party Liability: Covers injury to third parties or damage to third party property
  • Workmen's Compensation: Mandatory under WC Act for employee injuries
  • Professional Indemnity: If you provide design services
  • Performance Guarantee: Bank guarantee for contract performance

Tip: Ensure insurance coverage matches your contract requirements and project risks.


Q23: How do I protect myself from subcontractor defaults?

A: Use these mechanisms:

  • Performance Guarantees: Bank guarantees from subcontractors
  • Back-to-back Contracts: Pass through main contract terms to subcontracts
  • Regular Monitoring: Assess subcontractor performance and financial health
  • Payment Security: Withhold payments until satisfactory performance
  • Alternative Suppliers: Maintain backup options for critical trades

Red Flags: Subcontractors asking for large advances, consistently missing deadlines, or showing financial distress.


Q24: What happens if I discover unforeseen ground conditions?

A: Steps to take:

  1. Immediate Documentation: Photograph and record the conditions
  2. Formal Notice: Notify owner/consultant immediately in writing
  3. Work Stoppage: Stop excavation/foundation work in affected areas
  4. Investigation: Joint inspection with owner's representatives
  5. Claim Preparation: Prepare EOT and cost claims for additional work required

Contract Review: Check if your contract has specific clauses for unforeseen conditions or if it's included in force majeure provisions.


LEGAL AND REGULATORY QUESTIONS

Q25: What's the limitation period for filing construction disputes?

A: Under the Limitation Act, 1963:

  • Breach of Contract: 3 years from the date of breach
  • Arbitration: 3 years from the date the cause of action arises
  • Recovery of Money: 3 years from the date when payment becomes due

Important: Time starts running from when you knew or should have known about the breach, not from contract completion.


Q26: Can RERA help with contractor payment issues?

A: RERA primarily protects home buyers, but it indirectly helps contractors by:

  • Escrow Accounts: Ensuring project funds aren't diverted
  • Project Monitoring: Regular compliance requirements
  • Financial Discipline: Developers must maintain proper accounts

Direct Relief: RERA doesn't directly resolve contractor-developer disputes - you still need to use contractual dispute resolution mechanisms.


Q27: What's the difference between mediation, arbitration, and litigation?

A: Mediation:

  • Voluntary process with neutral mediator
  • Parties control the outcome
  • Confidential and relationship-preserving
  • Fastest and cheapest option

Arbitration:

  • Binding decision by neutral arbitrator
  • Private process, faster than courts
  • Arbitrator has technical expertise
  • Governed by Arbitration & Conciliation Act, 2015

Litigation:

  • Court-based legal process
  • Public proceedings with formal procedures
  • Longest and most expensive option
  • Final recourse when other methods fail

Recommendation: Try mediation first, arbitration second, litigation as last resort.


Q28: How do I enforce an arbitration award?

A: Process under Arbitration Act, 2015:

  1. File Petition: In competent court within 3 years
  2. Service of Notice: Notice to other party
  3. Limited Grounds for Challenge: Award can only be set aside on specific grounds
  4. Execution: Once confirmed by court, award is executable like a decree

Timeline: Courts must dispose of applications within 12 months.


PRACTICAL IMPLEMENTATION QUESTIONS

Q29: What software do you recommend for small contractors (projects under ₹10 crores)?

A:

  • Project Management: Microsoft Project (₹20,000 annually) or ProjectLibre (free)
  • Documentation: Google Workspace (₹6,000/user/year) or Microsoft 365
  • Communication: WhatsApp Business (free) with email backup
  • Accounting: Tally Prime (₹18,000 annually) or Zoho Books
  • File Storage: Google Drive or Dropbox for cloud backup

Budget: Approximately ₹50,000-1,00,000 annually for complete digital setup.


Q30: How do I build a good relationship with consultants and owners?

A: Follow these principles:

  • Professional Communication: Always formal, timely, and documented
  • Proactive Updates: Regular progress reports, early problem identification
  • Quality Focus: Deliver what you promise when you promise
  • Solution-Oriented: Come with solutions, not just problems
  • Long-term Perspective: Today's project is tomorrow's reference

Remember: The construction industry is relationship-based - your reputation follows you.


Q31: What should I include in my project handover documentation?

A: Complete handover package should include:

Technical Documents:

  • As-built drawings and specifications
  • Material test certificates and warranties
  • Equipment operation manuals and warranties
  • Maintenance schedules and procedures

Commercial Documents:

  • Final account settlement
  • Variation orders and approvals
  • Payment certificates and receipts
  • Insurance policies and extensions

Legal Documents:

  • Completion certificates
  • Statutory approvals and NOCs
  • Defect liability guarantees
  • Final release and discharge

Q32: How do I handle disputes while maintaining ongoing work relationships?

A: Adopt a professional approach:

  1. Separate Issues: Handle disputes separately from ongoing work
  2. Document Position: Clearly state your position in writing
  3. Continue Performance: Keep performing other contract obligations
  4. Seek Win-Win: Look for solutions that benefit both parties
  5. Use Proper Channels: Follow contractual dispute resolution procedures

Mindset: Treat disputes as business issues to resolve, not personal conflicts to win.


EMERGENCY SITUATIONS

Q33: What should I do if there's a serious accident on site?

A: Immediate actions:

  1. Medical Aid: Ensure injured persons get immediate medical attention
  2. Site Safety: Secure the accident area, prevent further incidents
  3. Notifications: Inform owner, insurance company, labor department within required timeframes
  4. Documentation: Preserve accident scene, take photographs, collect witness statements
  5. Investigation: Cooperate with official investigations

Legal Requirement: Serious accidents must be reported to authorities within 24 hours.


Q34: What if I discover illegal activities (like unauthorized construction) by others on the project?

A: Protect yourself legally:

  1. Document: Record the illegal activities with photographs and written records
  2. Report: Inform owner/consultant in writing immediately
  3. Distance Yourself: Ensure your work isn't associated with illegal activities
  4. Compliance: Ensure your own work fully complies with all approvals
  5. Legal Advice: Consult lawyer if you might be implicated

Key Point: Don't ignore illegal activities - they can affect the entire project's approvals.


Q35: How do I handle situations where safety and commercial pressures conflict?

A: Safety always takes precedence:

  1. Stop Unsafe Work: You have the right and obligation to stop unsafe work
  2. Document Concerns: Record safety issues and your responses
  3. Propose Solutions: Suggest alternative methods to meet both safety and schedule requirements
  4. Escalate: If owner insists on unsafe practices, escalate to higher management
  5. Professional Standards: Follow professional engineering ethics and legal requirements

Remember: No commercial gain is worth human life or serious injury.


These FAQs represent common questions from over 500 Civil Engineers who have attended our workshops across India. For specific legal or technical advice related to your particular situation, please consult qualified professionals.


Additional Resources:

  • Indian Contract Act, 1872: [Legislative text]
  • Arbitration and Conciliation Act, 2015: [Legislative text]
  • RERA Guidelines: [State-specific regulations]
  • Professional Bodies: Institution of Engineers (India), Indian Institute of Architects
  • Legal Resources: Construction Law journals, case law databases

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